Someone asked: "Why are you stuck in my hand, why are you still being stolen?" Xiaobian just wants to say: "What did you do clearly? How could his card be in your hands?"
In recent years, credit card theft has become more and more common. Not long ago, there were friends in London, and credit cards were stolen in Dubai. This friend is very annoyed and asks for help. What should I do?
In Xiaobian's view, the problem of credit card theft should be eliminated as much as possible from the root cause. Then, the following 8 strokes must be learned.
1. To ensure that the card is opened, you must ensure that all payment reminders (including SMS, WeChat, APP, etc.) are opened.
2. Do not provide credit card numbers, expiration dates, inquiry passwords, verification codes, etc. to others at any time.
3, whether it is out shopping or dining, for small shops or streetside liquidity stalls using independent POS machines should maintain 120 points of vigilance, it is best to pay with cash.
4, after the consumption should go to the counter to check out the card in person, do not arbitrarily hand over the credit card to the clerk or the purchaser to check out.
5, scrape or cover the CVV2 code anti-theft brush, CVV2 code is the back of the credit card three yards, also known as the credit card anti-"cloning" "security code", as important as the credit card password.
6, the general overseas credit card consumption only recognizes the signature does not recognize the password, if you write a more difficult to imitate the personalized signature in the signature bar behind the credit card, you can effectively reduce the risk of the stolen stolen brush to a certain extent.
Buy credit card insurance, you can purchase your own stolen insurance according to your needs to increase your own payment protection.
8. For foreign party members, if they have ever seen a stolen overseas passport, in order to protect the account information security, the cardholder can call the card issuing bank to apply for a card change after returning to China, or actively receive the card replacement bank when receiving the card replacement proposal. Cooperate.
Xiaobian certainly does not want the card friend to meet the stolen brush, but not afraid of 10,000, just in case, in case of stolen brush, of course, the first 4 steps must be completed in the first time to prevent theft from being stolen, and the loss will be reduced. To the minimum.
Many people think that if you encounter a stolen brush, you should first contact the card issuing bank to tell the credit card to be stolen and freeze the credit card in time. Then go to the nearest ATM or store for a deal, even if you only buy one bottle of mineral water.
Of course, freezing the card is a must, but if you freeze the card first, where do you come to verify that your card is with you?
Therefore, you must keep in mind that you should first make a transaction near you and save the transaction receipt to inform the bank to freeze the card.
Next, it is to seize the time alarm, ask the police to help detect the cause of the stolen brush, provide the report certificate and collect evidence, but if it is in Rio, it is estimated that it is not used, just take a chance.
Finally, as a party, you must also try to contact the merchant who pirated the transaction in time to explain your situation and prevent the transaction from proceeding further, so as not to be stolen again. After all, banks and police need to go through certain processes, which is relatively troublesome. Therefore, we must make up our own efforts and do not give up any hope of recovering stolen money.
Xiao Bian once again reminds all card friends to prevent the stolen brush from being eliminated from the root cause. It is very important to develop a good card habit.
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